FlexiEducator is a unit-linked policy that is designed to help you save for your child's education. This means that you can rest easy and work towards establishing your child's future without having to worry about the escalating cost of education. As the name suggests, the policy is flexible and allows you to choose a term based on the age of your child and a level of premiums based on your child's projected education needs (subject to minimum policy term and premium).

The policy not only grows your savings at a minimum guaranteed rate of 2% but also guards your investment to ensure that even in the event of your untimely demise, your children's education will be well protected.

Your monthly contribution for your child's education can begin from as little as KES 2,500 paid monthly. Clients get the choice of either the 5% compulsory inflation protector or the more conservative 10%. Premium paid for accidental death and personal accident cover can be as low as KES 100 for KES 200,000 of cover.

As the years go by the cost of living is rising. To ensure that you can still get a meaningful benefit, the inflation protector feature is included. On each policy anniversary the premium expected will increase by 5%. Any cover amounts in the plan will also correspondingly increase. An optional 10% can be selected.

In the event of death, Pan Africa life will maintain your education fund premium to the end of the policy term. This benefit covers up to a monthly premium of KES 5,000.