Sanlam is a leading financial services group in South Africa with its head office in Bellville in the Western Cape.

The Sanlam Group conducts its business through Sanlam Limited, the corporate head office and four business clusters. The corporate head office is responsible for the Group's centralised functions such as strategic direction, financial and risk management, marketing and communications, Group human resources and corporate social investment (CSI).

The Life Insurance cluster consists of Sanlam Personal Finance (SPF) and Sanlam Employee Benefits (SEB). SPF provides individual life insurance and personal financial services and products in South Africa and elsewhere in Africa, the United Kingdom and India. SEB provides life insurance, investment and annuity products for group schemes and retirement funds.

During 2005, Sanlam acquired African Life Assurance Company and a controlling interest in Channel Life, which forms the bedrock of Sanlam's entry-level life market strategy.

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